Soaring fuel prices have placed an immense financial strain on millions of Pakistani households, particularly those relying on motorcycles for daily commuting and livelihoods. In response, the Government of Pakistan has launched multiple targeted fuel subsidy programs including the Petrol Subsidy Registration (Apply Online) system, which provides eligible motorcycle owners with monthly relief of Rs.2,000 through digital platforms such as the Maryam Ko Batayen app, SMS codes 786 and 9771, and provincial web portals. This comprehensive guide covers everything you need to know to access these vital relief funds.

Key Takeaways

Rs.2,000 Monthly Relief: Most provincial schemes provide a flat Rs.2,000 monthly subsidy, effectively subsidising 20 liters of petrol at Rs.100 per liter.
Ownership is Mandatory: Your motorcycle must be registered in your name, and your mobile SIM must be linked to your CNIC for verification.
Digital-First Approach: Registration is completely free and available through mobile apps, SMS, web portals, and dedicated helplines.
One Subsidy Per CNIC: Even if you own multiple vehicles, only one subsidy is issued per National Identity Card.
Bank Account Required for Sindh: Sindh residents need a valid bank account with IBAN to receive direct cash transfers.

Read More: Diesel Subsidy Scheme (Rs. 150/Liter) – Fuel Subsidy App
Read More: Sindh Govt Petrol Subsidy Scheme – Petrol Subsidy App
Read More: Sasta Petrol Subsidy Scheme – Petrol Subsidy For Bikers
Read More: Bike Petrol Subsidy App – Apply via SMS | Get 20L Fuel

Petrol Subsidy Registration (Apply Online) | Diesel And Petrol Subsidy App

Understanding Fuel Subsidy Eligibility Across Pakistan

Who Qualifies for the PM Petrol Relief Scheme?

Eligibility for the PM Petrol Relief Scheme requires meeting five core conditions: a valid CNIC, a vehicle registered in your name, a mobile SIM linked to your CNIC, monthly household income below Rs.60,000, and ownership of a motorcycle, rickshaw, or small car up to 800cc.

Core Eligibility Requirements

Valid CNIC: Your Computerized National Identity Card must be active, unblocked, and match the name on your vehicle registration.
Registered Vehicle: The motorcycle, scooter, or rickshaw must be officially registered with the Excise and Taxation Department in your name.
SIM Ownership: The mobile number you provide for registration must be registered against your own CNIC with NADRA.
Income Threshold: Monthly household income must fall below Rs.50,000–60,000 depending on the specific scheme.
Vehicle Type: Only motorcycles (70cc–125cc), auto-rickshaws, and in some cases cars up to 800cc qualify.

Excluded Categories

Owners of cars exceeding 1000cc are not eligible for any scheme.
Electric bikes and electric vehicles are generally excluded from fuel subsidies.
Unregistered vehicles or those registered under another person’s name cannot apply.
Individuals already receiving BISP payments may be automatically enrolled but still need to complete registration.

Income Thresholds for Fuel Relief

The monthly income limit to qualify for fuel relief is Rs.60,000 for the Sasta Petrol Scheme and Rs.50,000–60,000 for most provincial programs, with a strict focus on low-income households.

Income Thresholds by Scheme

Scheme	Income Limit	Priority Group
Sasta Petrol Scheme (786)	Below Rs.60,000	Female heads of household
Punjab Bike Petrol Relief	Below Rs.60,000	Daily wage workers, commuters
Sindh People’s Motorcycle Subsidy	Verified via BISP	Low-income residents
KP Ehsaas Fuel Support	Verified via e-Sahulat	Low-income citizens

Why Vehicle Ownership Matters

Your motorcycle must be registered in your name because the subsidy system uses the Excise and Taxation Department’s database to verify ownership, and the subsidy is tied directly to the registered owner’s CNIC.

Key Ownership Requirements

The vehicle registration book or smart card must show your name as the registered owner.
If the motorcycle is registered under another person’s name, you must complete an ownership transfer before applying.
Ownership transfer fees have been abolished in Punjab and Sindh to facilitate registration.
Unregistered motorcycles (without number plates or excise registration) are ineligible.

The One-Bike Policy Explained

Only one subsidy is given per CNIC, even if you own multiple motorcycles.
This prevents duplication and ensures relief reaches the maximum number of households.
If you own two bikes, you must choose which one to register for the subsidy.

Vehicle Restrictions

The petrol subsidy is not available for cars over 1000cc. The program explicitly excludes luxury and large-engine vehicles to ensure targeted relief reaches low-income commuters.

Vehicle Eligibility Summary

Motorcycles (70cc–125cc): Confirmed eligible – Rs.2,000/month or Rs.100/liter.
Auto-Rickshaws: Confirmed eligible – Rs.2,000–Rs.5,000/month.
Cars up to 800cc: Under review – pending cabinet approval.
Cars over 1000cc: Excluded – no subsidy available.
Electric Bikes: Excluded – no subsidy available.

BISP Integration

Yes, BISP beneficiaries are often automatically eligible for petrol subsidies, and their existing enrollment in the Benazir Income Support Programme serves as verification for fuel relief programs.

BISP Integration Details

Seven million BISP households are automatically included in the Sasta Petrol Scheme.
BISP beneficiaries do not need to submit separate income proof; their BISP status verifies eligibility.
Subsidy payments can be routed through existing BISP disbursement channels.

How To Apply For The Diesel Subsidy Scheme By Maryam Ko Batain Portal

The Bike Petrol Subsidy Scheme, facilitated through the Maryam Ko Batain portal, offers eligible citizens financial relief on fuel costs for two-wheelers. Below is a streamlined, step‑by‑step guide to completing your application online.

Step‑by‑Step Application Process

Step 1: Access the official portal and log in

Open the official Maryam Ko Batain portal by navigating to https://crm.punjab.gov.pk/. Enter your registered credentials to log in to your account.

Step 2: Select the Maryam Ko Batain portal option

After successful login, locate and select the “Maryam Ko Batain” portal option from the available services. Then, click NEXT to proceed.

Step 3: Complete and submit the online application form

Fill out the online application form by providing all required details accurately. Once the form is complete, click SUBMIT. Use the following link to access the submission page directly:
https://crm.punjab.gov.pk/Complaint/AddComplaint

Note: Ensure all information entered is correct before final submission to avoid processing delays. For further assistance, refer to the official portal’s help section.

Official Registration Channels: Apps, SMS, and Portals

The Petrol Subsidy App Ecosystem

The Petrol Subsidy App Pakistan is a digital platform developed by the National Information Technology Board (NITB) that allows eligible citizens to register for fuel relief, generate QR codes, and track their monthly fuel quota.

Official App Names by Province

Punjab: Maryam Ko Batayen (MKB) App – available on Google Play Store and Apple App Store.
Khyber Pakhtunkhwa: Dastak App – available on both major app stores.
Sindh: Excise Tax Portal (mobile app expected within three days).
National: Fuel Quota App – available for download.

How the App Works

Users download the app and register using their CNIC and mobile number.
The system verifies eligibility against excise and NADRA databases.
Approved users receive a monthly digital fuel quota of 20–30 liters.
At designated petrol pumps, users present a QR code generated by the app.
The pump attendant scans the QR code using a government-issued mobile device.
The system deducts the purchased quantity from the user’s monthly quota in real-time.

SMS Registration Codes

To get petrol subsidy via SMS, open your mobile messaging app, type your 13-digit CNIC number without dashes, and send it to the relevant code.

SMS Registration Details

For 9771 (National Fuel Quota): Send your 13-digit CNIC to 9771. No spaces or dashes.
For 786 (Sasta Petrol Scheme): Send your 13-digit CNIC to 786.
Cost: Standard SMS rates apply; no premium charges.

What Happens After Sending SMS

You receive an automated response confirming receipt.
Within 24–48 hours, you receive a verification code.
Follow the link sent via SMS to complete registration.
You may be directed to download the Fuel Quota App.

Web Portal Registration

Registering for the petrol subsidy online requires selecting your province’s official portal, entering your CNIC and vehicle details, completing OTP verification, and submitting the application for processing.

Universal Online Registration Steps

Choose Your Portal: Punjab (mkb.punjab.gov.pk), Sindh (taxportal.excise.gos.pk), or National (pass.gov.pk).
Create Account: Enter CNIC, mobile number, and create password.
Verify Mobile: Enter OTP sent to your registered mobile number.
Enter Vehicle Details: Registration number, engine number, chassis number.
Upload Documents: CNIC scan, vehicle registration book photo.
Submit Application: Receive confirmation SMS with tracking ID.
Wait for Verification: Processing takes 24–72 hours.

Provincial Fuel Subsidy Schemes Detailed

Punjab Bike Petrol Relief Scheme

The Punjab Bike Petrol Relief Scheme provides a monthly subsidy of Rs.2,000 to registered motorcycle owners, equivalent to Rs.100 per liter on up to 20 liters of petrol. Registration is available via the Maryam Ko Batayen app, helpline 1000, or the MKB web portal.

Scheme Details

Launch Date: April 4, 2026.
Subsidy Amount: Rs.2,000 per month OR Rs.100 per liter for 20 liters.
Eligible Vehicles: Motorcycles (70cc–125cc) and auto-rickshaws.
Target Beneficiaries: Low-income residents of Punjab.
Registration Channels: MKB app, mkb.punjab.gov.pk, helpline 1000.

Step-by-Step MKB App Registration

Download: Search “Maryam Ko Batayen” on Google Play Store or Apple App Store.
Sign Up: Open the app and tap Sign Up. Enter your full name, CNIC number, email address, mobile number, date of birth, gender, and a new password.
OTP Verification: You will receive a 10-digit OTP via SMS. Enter it to verify your phone number.
Select Subsidy: Once verified, log in and click on “Bike Petrol Fuel Subsidy.”
Enter Vehicle Details: Provide your motorcycle registration number, engine number, and chassis number.
Upload Documents: Upload clear photos of your CNIC and vehicle registration book.
Submit Application: Review all information and submit. You will receive a Request ID.
Track Status: Check your application status anytime in the “Pending Requests” section of the app.

Unique Benefits in Punjab

Registration and transfer fees for motorcycles have been completely waived.
Free ownership transfer facilitates registration for those who bought bikes second-hand.
Helpline 1000 provides registration assistance 24/7.

Sindh People’s Motorcycle Fuel Subsidy Program

The Sindh People’s Motorcycle Fuel Subsidy Program provides a direct cash transfer of Rs.2,000 per month to registered motorcycle owners, paid directly into their bank accounts after successful registration and verification.

Program Details

Launch Date: April 6, 2026.
Subsidy Amount: Rs.2,000 per month (Rs.100 per liter for 20 liters).
Payment Method: Direct bank transfer (IBAN required).
Eligible Vehicles: Motorcycles registered in Sindh in owner’s name.
Total Motorcycles in Sindh: 6.7 million registered units.

Registration Process for Sindh

Visit taxportal.excise.gos.pk using any web browser.
Click on the “Bike Subsidies” or “People’s Motorcycle Fuel Subsidy” tab.
Enter your 13-digit CNIC number.
Enter your motorcycle registration number exactly as on the registration book.
Provide your complete IBAN (starting with PK).
Confirm the bank account is in your name.
Submit the application and note your tracking number.
Wait for confirmation SMS within 24–48 hours.

Payment Processing Timeline

Sindh Bank Accounts: Verified within 24 hours, payment processed immediately.
Other Bank Accounts: Verification takes up to 3 days.
Data Sharing: Excise Department shares data with Sindh Bank every 3 hours.
Tracking: Applicants receive a tracking ID to monitor payment status.

KP Ehsaas Fuel Support Program

The KP Ehsaas Fuel Support Program provides Rs.2,000 monthly to registered motorcycle, scooter, and rickshaw owners through the Dastak mobile app, with registration opening on April 6.

Program Details

Launch Date: April 6, 2026.
Subsidy Amount: Rs.2,000 per month.
Eligible Vehicles: Motorcycles, scooters, and rickshaws registered in owner’s name.
Registration Method: Dastak App only (available on Play Store and App Store).
Verification: e-Sahulat and Excise & Taxation Office approval.

Registration Steps for KP Residents

Download Dastak App: Search “Dastak” on Google Play Store or Apple App Store.
Create Account: Sign up as a buyer/user using your mobile number.
Verify Mobile: Enter OTP sent via SMS.
Enter Personal Information: Full name, father’s name, CNIC number, registered mobile number, complete address.
Select District: Choose your district from the dropdown menu.
Enter Vehicle Details: Registration number and chassis number.
Upload Required Documents: CNIC (front and back), vehicle registration book or smart card, clear photo of the vehicle.
Complete Transfer Verification: If ownership was transferred, verification from both buyer and seller is mandatory.
Submit Application: Applications are verified through e-Sahulat.
Final Approval: Excise & Taxation Office (ETO) reviews and approves or rejects.

National Sasta Petrol Scheme (SMS 786)

The National Sasta Petrol Scheme provides Rs.2,000 monthly cash support to 14 million deserving families, with registration available via SMS to 786 or through the PASS portal.

Scheme Overview

Target Beneficiaries: 14 million households across Pakistan.
Priority: Female heads of household with income below Rs.40,000.
Benefit: Rs.2,000 per month cash transfer.
Registration: SMS CNIC to 786 or online at pass.gov.pk.
BISP Integration: 7 million BISP households automatically included.

How to Register for Sasta Petrol Scheme

SMS Method: Type your 13-digit CNIC and send to 786.
Online Method: Visit pass.gov.pk, click on “786 Programs,” enter CNIC and mobile number, complete registration.
Verification: System checks eligibility against BISP and poverty databases.
Payment: Subsidy amount transferred via bank account or digital wallets (JazzCash/Easypaisa).

Technology Behind the Subsidy System

QR Code Generation and Usage

To get the petrol subsidy QR code, download the Fuel Quota App, register using your CNIC and vehicle details, complete verification, and navigate to the “Generate Voucher” or “QR Code” section within the app.

QR Code Generation Process

Open the Fuel Quota App and log in.
Navigate to the “My Quota” or “Subsidy” section.
Click “Generate QR Code” or “Get Voucher.”
The app displays a unique QR code valid for a single transaction.
The QR code shows your remaining monthly quota.
Present this QR code at any designated petrol pump.
The pump attendant scans the code using a government-issued mobile device.
The system validates your quota and deducts the purchased fuel quantity.

Digital Voucher System Workflow

The digital voucher or QR code system works by linking your CNIC and vehicle registration to a monthly fuel quota, generating a scannable code that petrol pump attendants verify using government-issued mobile devices.

System Workflow

Registration: User registers CNIC and vehicle on the app.
Quota Assignment: System assigns 20–30 liters monthly quota.
Voucher Generation: User generates QR code within app.
At Pump: User presents QR code at designated subsidized nozzle.
Verification: Attendant scans QR code with government mobile device.
Real-Time Capping: System checks remaining quota; allows purchase only up to remaining liters.
Deduction: Purchased quantity deducted from monthly quota.
Transaction Complete: User pays subsidized rate (market price minus subsidy).

Designated Petrol Pump Network

Approximately 12,000 designated petrol pumps across Pakistan accept the subsidy app QR code, with each pump equipped with two dedicated subsidized fuel nozzles and two government-issued mobile phones for QR code verification.

Pump Network Details

Total Designated Pumps: 12,000 nationwide.
Equipment Per Pump: 2 dedicated mobile phones, 2 subsidized nozzles.
Verification Devices: Provided by Oil Marketing Companies (OMCs).
Staff Training: Pump attendants trained on QR code scanning process.

The 24,000 Mobile Phones Initiative

The 24,000 mobile phones initiative provides two dedicated smartphones to each of the 12,000 designated petrol pumps, enabling pump attendants to scan QR codes, verify quotas in real-time, and process subsidized fuel transactions.

Implementation Details

Total Devices: 24,000 mobile phones procured by NITB.
Distribution: 2 phones per participating petrol pump.
Function: QR code scanning, quota verification, transaction logging.
Network: Phones connected to central database for real-time quota updates.
Oversight: Ministry of IT and National IT Board manage system operations.

Registration Verification and Troubleshooting

How to Check Your Registration Status

You can check your petrol subsidy registration status online by visiting your province’s official portal, entering your CNIC number, and viewing your application status.

Status Check Methods by Province

Punjab: Visit mkb.punjab.gov.pk, click “Check Status,” enter CNIC and application tracking ID.
Sindh: Visit taxportal.excise.gos.pk, navigate to “Bike Subsidies,” enter CNIC to view status.
KP: Check status within Dastak app under “My Applications.”
National (Sasta Petrol): Visit pass.gov.pk, enter CNIC to check eligibility and status.

SMS Status Check

For 9771: Send your CNIC number to 9771. You will receive a message with your registration status and next steps.
For 786: Send your CNIC number to 786. You will receive confirmation of eligibility for the Sasta Petrol Scheme.

Processing Times

The registration verification process typically takes 24 to 72 hours, depending on the province and the accuracy of the information provided.

Processing Times by Province

Punjab: 24–72 hours for MKB app and portal applications.
Sindh (Sindh Bank): 24 hours for accounts held with Sindh Bank.
Sindh (Other Banks): Up to 3 days for verification and payment.
KP: 48–72 hours through e-Sahulat and ETO approval.
National (786 Scheme): 24–48 hours for SMS registration.

Why Verification Takes Time

NADRA verification of CNIC and SIM linkage.
Excise Department verification of vehicle registration.
Cross-checking against BISP databases for income verification.
Bank account validation (for Sindh cash transfers).

Resolving “Not Eligible” Messages

If you receive a “Not Eligible” message for the fuel subsidy, first verify your information: check that your motorcycle is registered in your name, your mobile SIM is linked to your CNIC, your income falls below the threshold, and you have no duplicate applications.

Common Reasons for Ineligibility

Vehicle Not Registered: Motorcycle is not in excise records or registered under another name.
SIM Not Linked: Mobile number is not registered against your CNIC.
Income Above Threshold: Household income exceeds Rs.60,000.
Duplicate CNIC: You already registered for a subsidy under another program.
Vehicle Type Excluded: You own a car over 800cc or an electric bike.

How to Fix Ineligibility

Transfer Ownership: Complete ownership transfer at excise office (fees waived in Punjab and Sindh).
Link SIM: Visit your mobile service provider to register SIM in your name.
Correct Vehicle Registration: Ensure motorcycle registration is active and matches your CNIC.
Contact Helpline: Call your province’s helpline for specific guidance.

Updating Mobile Number

To update your mobile number for the petrol relief program, you must first update your SIM ownership with your mobile service provider, then re-register for the subsidy using the updated number.

Step-by-Step Mobile Number Update

Visit your mobile service provider’s customer service center with your original CNIC.
Request SIM ownership transfer or registration to your name.
Wait 24–48 hours for the update to reflect in NADRA databases.
Uninstall and reinstall the petrol subsidy app.
Re-register using your updated mobile number.
Complete OTP verification with the new number.

Special Provisions for Farmers, Rickshaws, and Transporters

Diesel Subsidy for Farmers

The diesel subsidy for farmers provides Rs.1,500 per acre to wheat growers owning up to 25 acres of land, with the Sindh program starting April 8 and Punjab program available through helpline 1000.

Punjab Diesel Subsidy for Farmers

Amount: Rs.1,500 per acre.
Eligibility: Wheat growers with up to 25 acres.
Registration: Call helpline 1000 or visit mkb.punjab.gov.pk.
Documents: Land ownership documents, CNIC, farm registration.

Sindh Diesel Subsidy for Farmers

Amount: Rs.1,500 per acre for one month.
Eligibility: Farmers owning up to 25 acres.
Start Date: April 8.
Registration: Through Sindh Excise Tax Portal or agriculture department.
Total Budget: Rs.3 billion for farmer support package.

Rickshaw Driver Subsidies

Yes, a subsidy is available for rickshaw drivers under most provincial schemes, with auto-rickshaws treated similarly to motorcycles for eligibility purposes.

Rickshaw Subsidy Details

Punjab: Rickshaw owners can register via MKB app or helpline 1000.
Sindh: Auto-rickshaws included in People’s Motorcycle Fuel Subsidy Program.
KP: Rickshaw owners eligible for Ehsaas Fuel Support Program via Dastak app.
Benefit: Same Rs.2,000 monthly or Rs.100 per liter on 20 liters.

Transporters’ Relief Package

The government provides substantial monthly subsidies to public transport and goods transport operators, ranging from Rs.60,000 to Rs.1.2 million per vehicle, in exchange for not increasing fares.

Transport Subsidy Amounts

Intra-City Transport: Rs.240,000 per month.
Wagons: Rs.230,000 per month.
Pick-Up Vans: Up to Rs.60,000 per month.
Buses: Up to Rs.1.2 million per month.
Trucks (Standard): Rs.70,000 per month.
Trucks (Heavy Commercial): Rs.80,000 per month.
Buses (General): Rs.100,000 per month.

Fare Freeze Commitment

Transporters have agreed not to increase fares despite rising fuel costs.
Fares remain at February 28 levels.
Violations will result in strict action.

Helpline Numbers and Complaint Resolution

Official Helpline Directory

The helpline numbers for petrol subsidy complaints are 1000 for Punjab, 021-111-374-634 for Sindh, 0800-03000 for national inquiries, and 091-9212260/091-9211693 for KP.

Complete Helpline Directory

Punjab Helpline: 1000 (toll-free from any mobile or landline).
Sindh Excise Helpline: 021-111-374-634.
National Helpline: 0800-03000.
KP Helpline: 091-9212260 and 091-9211693.

What Issues Can You Report?

Registration failures and error messages.
Delayed verification or payment.
Petrol pumps refusing to accept QR codes.
Incorrect subsidy amount or missing payments.
Technical issues with apps or portals.

Filing a Formal Complaint

To file a formal complaint about delayed subsidy payment, first check your registration status online, then call your province’s helpline, provide your CNIC and tracking ID, and request a resolution.

Complaint Escalation Process

Self-Check: Verify your registration status on the official portal.
Helpline: Call the designated helpline for your province.
Provide Information: CNIC number, tracking ID, date of application, bank account details.
Receive Ticket Number: Note the complaint reference number.
Follow Up: Call back using your ticket number if issue persists beyond 3 days.

Scam Prevention and Security Guidelines

Identifying Fake Apps and Websites

Fake petrol subsidy apps and websites often promise faster registration or higher subsidies in exchange for payment or personal information. Official government registration is always free.

Red Flags for Fake Apps

The app asks for payment or registration fees.
The app is not available on official app stores.
The developer name does not match government entity.
The app requests excessive permissions (contacts, photos, location).
The website URL does not end with .gov.pk.

Official Platforms Only

Punjab: mkb.punjab.gov.pk and Maryam Ko Batayen app.
Sindh: taxportal.excise.gos.pk.
KP: Dastak app only.
National: pass.gov.pk and SMS to 786 or 9771.

Protecting Your Personal Information

You should never share your CNIC or OTP with unverified platforms because scammers can use this information to fraudulently register for subsidies in your name, access your bank accounts, or commit identity theft.

Protection Guidelines

No government official will ever ask for your OTP.
Never share your CNIC number on social media or WhatsApp.
Only enter your CNIC on official .gov.pk websites or verified apps.
If you receive a call asking for your CNIC or OTP, hang up immediately.
Report suspicious calls to your province’s helpline.

Frequently Asked Questions

How do I register for the petrol subsidy online?
Visit your province’s official portal: mkb.punjab.gov.pk for Punjab, taxportal.excise.gos.pk for Sindh, or pass.gov.pk for the national Sasta Petrol Scheme. Enter your CNIC, mobile number, and vehicle details, then complete OTP verification.

What is the SMS code for the 786 petrol subsidy?
The SMS code for the 786 petrol subsidy is 786. Send your 13-digit CNIC number without dashes to 786 to register for the Sasta Petrol Scheme providing Rs.2,000 monthly to eligible families.

Which app should I download for the diesel subsidy?
Download the same petrol subsidy app for your province: Maryam Ko Batayen for Punjab, Dastak for KP, or use the Excise Tax Portal for Sindh. Diesel subsidies for farmers are integrated into these platforms.

Who is eligible for the PM Petrol Relief Scheme?
You are eligible if you own a registered motorcycle or rickshaw, have a valid CNIC with SIM linked in your name, and your monthly household income is below Rs.60,000.

How can I check my petrol subsidy registration status?
Send your CNIC to 9771 via SMS, or visit your province’s portal: mkb.punjab.gov.pk for Punjab, taxportal.excise.gos.pk for Sindh, or pass.gov.pk for the national scheme.

Is the petrol subsidy a cash transfer or a discount at the pump?
It depends on the scheme. Punjab offers a pump-side discount via QR code, while Sindh provides a direct cash transfer to bank accounts. The national Sasta Petrol Scheme is a cash transfer.

Do I need a bank account to receive the fuel subsidy?
For the Sindh scheme, yes—you need a bank account with an IBAN. For Punjab, you do not need a bank account as the subsidy is applied at the pump. For the national scheme, a digital wallet like JazzCash or Easypaisa works.

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