SmartQarza Loan App provides online urgent loans of Rs. 2,000 to 25,000 without documents anywhere in Pakistan 24/7.
You just have to install the SmartQarza loan app in your mobile register with your mobile number and get your desired loan ranging from PKR 2K-25K urgently.
There is one major problem with the SmartQarza Loan app! It has high-interest rates. For example, if you take a Rs. 25,000 loan from the SmartQarza app for 90 days.
Then, you get around Rs. 12,673 transferred into your account in actuality. Because, once your loan application is accepted, the following amounts are deducted from your loan amount instantly:
- Markup= PKR 375.00
- Service Fee= PKR 5976.88
- Process Fee= PKR 5976.88.
Total Deductions amount to Rs. 12,327 which means you get Rs. 12,673 on a loan application of Rs. 25,000.
You have to re-pay around Rs. 25,000 within 90 days, once you receive the loan amount i.e. PKR 12,676.
If you are unable to repay your loan amount, then you have to pay an additional 2%/day along with the principal amount i.e. PKR 25,000+2%/Day.
{Note: SmartQarza loan app is strongly not recommended by us. But! still, you wanna give it a try. Then read the detailed application process and terms & conditions of the loan given by this loan app.}
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I Need 20,000 Rupees Loan Urgently | SmartQarza-Urgent Loan 10,000
Table of Contents
- I Need 20,000 Rupees Loan Urgently | SmartQarza-Urgent Loan 10,000
Who Can Get 25,000 Online Loan From SmartQarza Loan App
Here are the eligibility criteria for obtaining a Rs. 25,000 online loan from the SmartQarza Loan App:
- Valid CNIC (Computerized National Identity Card): Any Pakistani citizen with a valid CNIC can apply for a loan through the SmartQarza Loan App.
- Age Range: Applicants must be between the ages of 18 and 60 years to be eligible for a loan.
- Registered Mobile Number: To apply, individuals must have a mobile number registered in their name and linked to their CNIC.
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How To Get 25,000 Online Urgent Loan From SmartQarza Loan App
Here’s a step-by-step guide on how to obtain a Rs. 25,000 online urgent loan from the SmartQarza Loan App:
- Download the SmartQarza Loan App: Start by visiting the Google Play Store and downloading the SmartQarza Loan App to your mobile device.
- Registration: Create your account by using your registered mobile number. This step is important as it helps the app verify your identity and ensure a secure borrowing process.
- Fill the Application Form: Within the app, you’ll find an easy-to-use application form. Provide the necessary loan details, including the desired loan amount and the duration you need. The application process is designed to be swift, typically taking only 3-5 minutes of your time.
- Instant Loan Transfer: Upon approval, the requested loan amount will be swiftly transferred to your Easy Paisa or Jazz Cash account. This quick disbursement ensures that you can access the funds you need without unnecessary delays.
- Loan Repayment: As you repay your loan according to the agreed terms, you’ll have the opportunity to build a positive borrowing history. This, in turn, may lead to access to higher loan amounts in the future, often accompanied by lower interest rates and more extended repayment terms.
Company Behind SmartQarza-Gold Lion
- Fintech Innovators: Gold Lion is a prominent Pakistani fintech company dedicated to providing fast and accessible financing solutions without the traditional banking bureaucracy.
- Empowering the Needy: The primary focus of Gold Lion is to empower individuals in need by offering quick and hassle-free financial assistance.
Key Features of Gold Lion’s Services
- Pure Credit, No Collateral: Gold Lion’s financing solutions are designed to be inclusive, with a core feature of providing pure credit. This means borrowers are not required to put up collateral to secure a loan.
- Loan Terms: Gold Lion offers short-term loans with a term ranging from 61 to 90 days, making them ideal for addressing urgent financial needs.
- Loan Amount Range: Borrowers can access loans with a ticket size that varies from 3,000 to 50,000 PKR, accommodating a range of financial requirements.
- Income Level: Gold Lion’s services are tailored to individuals with an annual income of less than 600,000 PKR. This inclusive approach ensures that a wide demographic can benefit from their financial solutions.
- Security: Gold Lion’s financing solutions are based on pure credit, eliminating the need for borrowers to provide collateral as a security measure. This approach streamlines the borrowing process and makes it more accessible to those in need.
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SmartQarza App Download
You can download the SmartQarza app from the following link from the Google Play Store.
Download Link: https://play.google.com/store/apps/details?id=com.creditcat.tech.app&hl=en&gl=US
Loan Calculator
SmartQarza app has a dedicated loan calculator on the page of their Google Play Store as well as on their official website. You can calculate loan amounts against the duration of the loan and the re-payable amount by using this loan calculator as shown in the image below:
SmartQarza Helpline Number Pakistan
Here’s the information for contacting SmartQarza in Pakistan:
Helpline Numbers:
- For assistance with your queries or concerns, you can reach out to SmartQarza at the following helpline numbers during their working hours, which are from 9:00 AM to 6:30 PM.
- +923023897635
- +923023898117
Address:
- SmartQarza’s physical location in Pakistan is at:
- Office numbers 02 and 04, 2nd Floor Rajpoot Plaza, GT Road, Wah Cantt, Tehsil Taxila, District Rawalpindi, Punjab, Pakistan
Email:
- If you prefer to communicate via email, you can contact SmartQarza at:
- Email Address: SmartQarza@outlook.com
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SmartQarza-Ratings & Reviews
The following images include real-time customer ratings and reviews who have tried/used the SmartQarza app:
SmartQarza app, Google Play Store reviews. Their website page https://t.co/GqojeWogWf even has an email and an office address.
— Justuju – جستجو (@justujuuu) July 17, 2023
6/n pic.twitter.com/3vR7YMm3LC
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FAQs | SmartQarza Loan App
Who can apply for a loan on the SmartQarza Loan App?
Any Pakistani individual aged 18 to 60 years with a valid CNIC and a registered mobile number can apply.
What is the loan amount that I can request through SmartQarza?
You can request a loan amount between 3,000 to 50,000 PKR based on your financial requirements.
How long is the loan term when borrowing through SmartQarza?
The loan terms typically range from 61 to 90 days, ideal for addressing short-term financial needs.
What is the income level requirement for SmartQarza loan eligibility?
To be eligible for a SmartQarza loan, your annual income should be less than 600,000 PKR.
Do I need to provide collateral to secure a loan from SmartQarza?
No, SmartQarza offers pure credit loans, meaning you don’t need to provide collateral or security to secure a loan.
How do I apply for a loan through SmartQarza loan app?
To apply for a loan, follow these steps:
Download the SmartQarza Loan App from the Google Play Store.
Register and create an account using your registered mobile number.
Fill out the loan application form, specifying the loan amount and duration (usually takes 3-5 minutes).
Upon approval, the loan amount will be transferred to your Easy Paisa or Jazz Cash account.
What is the SmartQarza Helpline Number in Pakistan for customer support?
You can contact SmartQarza during their working hours (9:00 AM to 6:30 PM) at the following helpline numbers:
+923023897635
+923023898117.
Where is Gold Lion, the company behind SmartQarza, located in Pakistan?
Gold Lion is located at Office number 02 and 04, 2nd Floor Rajpoot Plaza, GT Road, Wah Cantt, Tehsil Taxila, District Rawalpindi, Punjab, Pakistan.
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